Rafael has a degree in Mechanical Engineering from the Universidade Federal de Minas Gerais – UFMG, having previously studied at Leibniz Universitat Hannover, in Germany. He has also worked as a financial analyst for Companhia Energética de Minas Gerais – CEMIG. With over 10 years of experience in financial markets, Rafael is a Certified Financial Planner (CFP®) and a Certified Portfolio Manager by the Brazilian Financial and Capital Markets Association (ANBIMA) and by the Brazilian Securities and Exchange Commission (CVM). Rafael is also a CFA® Charterholder, CFA Institute.